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Financial and retirement planning guidance from Certified Financial Planner John Teixeira and Nick McDevitt of PFG Private Wealth Management in the Tampa Bay, FL area. On this show, you’ll learn about how the financial and retirement world has evolved over the past several decades, how to properly plan for your own future, and some of the important pitfalls to avoid.

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Episode Show Notes

Ep 31: Where Crisis & Opportunity Meet

On This Episode To write the Chinese word for “crisis,” you combine elements of two different Chinese characters. One character means “danger” while the other one means “opportunity.” Translated into English, it means “opportunity riding on a ...

Ep 30: This Is Why You Never Assume

On This Episode We often see people making certain assumptions about retirement that just aren’t correct. Let’s explore some of those on today's show. Subscribe On Your Favorite App Apple Podcasts Spotify Google Podcasts S...

Ep 29: Understanding Annuities – Fixed Index

On This Episode This is the final installment for our annuity mini-series. We will wrap things up by diving into fixed-index annuities. We get more into the finer details of some properties of annuities and also take a look at how these contra...

Ep 27: Understanding Annuities – The Basics

On This Episode There are a lot of strong opinions on annuities. Some people heavily advocate for them, while others claim they are a bad investment. Today John and Nick will break down the basics for us by discussing what an annuity is and so...

Ep 26: How To Process A Rollover

On This Episode Last episode we talked about the different items to take into account if you are thinking about doing a rollover. John and Nick will discuss how to actually process a rollover and some common mistakes to avoid. Subscri...

Ep 25: Is A Rollover Right For You?

On This Episode Company retirement plans can be expensive and many people are considering to rollover their account. But what considerations should be thought about before you take any action? Today John and Nick discuss the fee structures, in...

Ep 22: Case Study- Implementing Roth Conversions

On This Episode We spent last podcast talking about what exactly a Roth conversion is. Today we will examine a financial plan and see how implementing Roth conversions can potentially improve this situation.   Case Study Before Implemen...

Ep 21 : Roth Conversions

On This Episode With our tax brackets being at historically low rates, many people are looking at implementing Roth conversions in their plan. John and Nick will explain what exactly this concept is and how this may be able to save you some do...

Ep 20: Peeling Back The Curtain

On This Episode On this week's episode, we check in with John and Nick on how things are going personally with their families, communities and clients.   Subscribe On Your Favorite App Apple Podcasts Spotify Goo...

Ep 19: Market Downturns And Recoveries

On This Episode Today our discussion revolves around bull and bear markets. We will break down the basics of what each of these types of markets mean and take a look at some historic trends that are relevant to this topic.   ...

Ep 18: Investing In Down Markets

On This Episode It can be tough to see the silver lining in times of volatility, but when the market is down oftentimes there are some great investing opportunities. John and Nick give us some key tips on how to take advantage of a down market...

Ep 17: Planning Through Volatile Markets

On This Episode We talked last time on some of the financial impacts the Coronavirus had caused, but now we will discuss how to plan to get through tough times and market downturns. John and Nick will talk about a few suggestions they have whe...

Ep 16: CARES Act

On This Episode The Coronavirus (COVID-19) is having a dramatic impact on our daily lives and many people are taking a huge financial hit from lost wages, a volatile stock market, and general economic uncertainty. Congress recently passed the ...

Ep 15: Roth IRA 101

On This Episode Last week we covered the basics of the traditional IRA and today we will shift our focus to the Roth IRA. John and Nick will once again explain the basics to this investment vehicle. We will also compare and contrast the Roth I...

Ep 14: Traditional IRA 101

On This Episode We cover the basics on the traditional IRA. John and Nick will break down what this investment vehicle is for and how it may be able to benefit you. Subscribe On Your Favorite App Apple Podcasts Spotify Google Podc...

Ep 13: Secure Act Changes – Stretch IRA

On This Episode We continue our conversation about the SECURE Act. Another big piece to this new law is the removal of the stretch IRA. Nick walks us through the things we need to know about this big change. Subscribe On Your Favorite App ...

Ep 12: Secure Act Changes – RMD

On This Episode After it simmered in Congress for a year, the SECURE Act is now law. If you have a retirement account of any kind, or will one day inherit a retirement account, this will affect you. Today Nick will discuss the details around t...