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Financial and retirement planning guidance from Certified Financial Planner John Teixeira and Nick McDevitt of PFG Private Wealth Management in the Tampa Bay, FL area. On this show, you’ll learn about how the financial and retirement world has evolved over the past several decades, how to properly plan for your own future, and some of the important pitfalls to avoid.

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Episode Show Notes

Ep 39: Is Your Retirement Plan Out Of Tune?

On This Episode Even if you have a solid financial plan in place, things can quickly get out of tune if you don’t make adjustments from time to time. Let’s talk about some of the areas where we often see people get out of tune in their financi...

Ep 38: Financial Mistakes Couples Make

On This Episode Getting husbands and wives on the same page with their retirement plan can often be a challenge. Let’s talk about some of the things that couples often mess up. Subscribe On Your Favorite App Apple Podcasts S...

Ep 37: Things That Don’t Matter Till They Do

On This Episode Fire extinguishers, airbags in your car, and smoke alarms in your house are all examples of things in life that don’t really seem to matter until they’re the only thing that matters. On that rare occasion when you need one of t...

Ep 36: 5 Things About Decumulation

On This Episode So much focus in the financial world revolves around accumulating money. There’s all sorts of advice, how- to guides and guardrails in place when it comes to saving and investing, but a lot less resources out there to help reti...

Ep 35: Not Your Father’s Retirement

On This Episode If you’re of the age that your mom and dad retired 20 or 30 years ago, the world was a much different place when they walked away from their paychecks. Let’s talk about how things are different now. Subscribe On Your F...

Ep 34: Learning Through Uncommon Sense

On This Episode At first glance, each of these statements seem like basic common sense that everyone agrees with. But when we look at the way people actually behave with their money, it seems that common sense is actually a bit uncommon. ...

Ep 33: Fact Or Fiction

On This Episode Sometimes the easiest way to learn about something is make it really simple. Like some of the first true/false tests you might have taken in school, let’s play a round of fact or fiction to test your financial planning acuity. ...

Ep 31: Where Crisis & Opportunity Meet

On This Episode To write the Chinese word for “crisis,” you combine elements of two different Chinese characters. One character means “danger” while the other one means “opportunity.” Translated into English, it means “opportunity riding on a ...

Ep 30: This Is Why You Never Assume

On This Episode We often see people making certain assumptions about retirement that just aren’t correct. Let’s explore some of those on today's show. Subscribe On Your Favorite App Apple Podcasts Spotify Google Podcasts S...

Ep 29: Understanding Annuities – Fixed Index

On This Episode This is the final installment for our annuity mini-series. We will wrap things up by diving into fixed-index annuities. We get more into the finer details of some properties of annuities and also take a look at how these contra...

Ep 27: Understanding Annuities – The Basics

On This Episode There are a lot of strong opinions on annuities. Some people heavily advocate for them, while others claim they are a bad investment. Today John and Nick will break down the basics for us by discussing what an annuity is and so...

Ep 26: How To Process A Rollover

On This Episode Last episode we talked about the different items to take into account if you are thinking about doing a rollover. John and Nick will discuss how to actually process a rollover and some common mistakes to avoid. Subscri...

Ep 25: Is A Rollover Right For You?

On This Episode Company retirement plans can be expensive and many people are considering to rollover their account. But what considerations should be thought about before you take any action? Today John and Nick discuss the fee structures, in...

Ep 22: Case Study- Implementing Roth Conversions

On This Episode We spent last podcast talking about what exactly a Roth conversion is. Today we will examine a financial plan and see how implementing Roth conversions can potentially improve this situation.   Case Study Before Implemen...

Ep 21 : Roth Conversions

On This Episode With our tax brackets being at historically low rates, many people are looking at implementing Roth conversions in their plan. John and Nick will explain what exactly this concept is and how this may be able to save you some do...

Ep 20: Peeling Back The Curtain

On This Episode On this week's episode, we check in with John and Nick on how things are going personally with their families, communities and clients.   Subscribe On Your Favorite App Apple Podcasts Spotify Goo...

Ep 19: Market Downturns And Recoveries

On This Episode Today our discussion revolves around bull and bear markets. We will break down the basics of what each of these types of markets mean and take a look at some historic trends that are relevant to this topic.   ...