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Financial and retirement planning guidance from Certified Financial Planner John Teixeira and Nick McDevitt of PFG Private Wealth Management in the Tampa Bay, FL area. On this show, you’ll learn about how the financial and retirement world has evolved over the past several decades, how to properly plan for your own future, and some of the important pitfalls to avoid.
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Episode Show Notes
Ep 22: Case Study- Implementing Roth Conversions
On This Episode
We spent last podcast talking about what exactly a Roth conversion is. Today we will examine a financial plan and see how implementing Roth conversions can potentially improve this situation.
Case Study Before Implemen...
Ep 21 : Roth Conversions
On This Episode
With our tax brackets being at historically low rates, many people are looking at implementing Roth conversions in their plan. John and Nick will explain what exactly this concept is and how this may be able to save you some do...
Ep 20: Peeling Back The Curtain
On This Episode
On this week's episode, we check in with John and Nick on how things are going personally with their families, communities and clients.
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Ep 19: Market Downturns And Recoveries
On This Episode
Today our discussion revolves around bull and bear markets. We will break down the basics of what each of these types of markets mean and take a look at some historic trends that are relevant to this topic.
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Ep 18: Investing In Down Markets
On This Episode
It can be tough to see the silver lining in times of volatility, but when the market is down oftentimes there are some great investing opportunities. John and Nick give us some key tips on how to take advantage of a down market...
Ep 17: Planning Through Volatile Markets
On This Episode
We talked last time on some of the financial impacts the Coronavirus had caused, but now we will discuss how to plan to get through tough times and market downturns. John and Nick will talk about a few suggestions they have whe...
Ep 16: CARES Act
On This Episode
The Coronavirus (COVID-19) is having a dramatic impact on our daily lives and many people are taking a huge financial hit from lost wages, a volatile stock market, and general economic uncertainty. Congress recently passed the ...
Ep 15: Roth IRA 101
On This Episode
Last week we covered the basics of the traditional IRA and today we will shift our focus to the Roth IRA. John and Nick will once again explain the basics to this investment vehicle. We will also compare and contrast the Roth I...
Ep 14: Traditional IRA 101
On This Episode
We cover the basics on the traditional IRA. John and Nick will break down what this investment vehicle is for and how it may be able to benefit you.
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Ep 13: Secure Act Changes – Stretch IRA
On This Episode
We continue our conversation about the SECURE Act. Another big piece to this new law is the removal of the stretch IRA. Nick walks us through the things we need to know about this big change.
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Ep 12: Secure Act Changes – RMD
On This Episode
After it simmered in Congress for a year, the SECURE Act is now law. If you have a retirement account of any kind, or will one day inherit a retirement account, this will affect you. Today Nick will discuss the details around t...
Ep 11: Social Security, Part 5
On This Episode
Today is part 5 of our social security series and we will focus on the survivor benefit option. We will talk about a few situations that can arise and share a couple of client stories that have revolved around this topic.
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Ep 10: Social Security, Part 4
On This Episode
Today's show is part 4 of our social security discussion. Our topic today is spousal benefit options. John and Nick will walk us through the ins and outs of this facet of social security and offer their advice.
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Ep 9: Social Security, Part 3
On This Episode
This is part 3 of our social security conversation. This week we talk about what aspects you should consider before you decide to start taking social security. Everybody's situation is different, but this may help you get a bet...
Ep 8: Social Security, Part 2
On This Episode
We continue our discussion on social security this week. Today's show will focus on how you can integrate social security in your retirement plan and some variables you may need to look out for when doing so.
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Ep 7: Social Security, Part 1
On This Episode
Today is the start of a multiple part series on social security. We'll be discussing topics such as the state of the fund and reforms that are aimed to help the program and more, so tune in and catch up on social security.
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Ep 6: The Challenges Of No More Paychecks, Part 3
On This Episode
It's time for part 3 of our discussion about one of the most challenging parts of transitioning into retirement, dealing with the fact that you're no longer receiving a paycheck from work. Today, we'll discuss specifically how ...
Ep 5: The Challenges Of No More Paychecks, Part 2
On This Episode
It's time for part 2 of our discussion about one of the most challenging parts of transitioning into retirement, dealing with the fact that you're no longer receiving a paycheck from work. Today, we'll discuss specifically ways...
Ep 4: The Challenges Of No More Paychecks, Part 1
On This Episode
One of the most challenging parts of transitioning into retirement is dealing with the fact that you're no longer receiving a paycheck from work. So today we'll discuss how to make that process as smooth as possible, as well as...
Ep 3: Why The Role Of Your Financial Advisor Isn’t What It Used To Be
On This Episode
As the financial industry has changed, the role of the financial advisor has also changed in order to fit the needs of today's retirees and pre-retirees. So let's talk about some of the crucial elements that your advisor should...
Ep 2: How The Financial Industry Has Changed In The Last Decade
On This Episode
Things are changing in the financial world, and they're changing for the better. This week, we'll look into how advisor fee structures have changed, and we'll talk about why more and more advisors are becoming independent fiduc...